Buying Avoid Surprises: Understand These 7 Hidden Costs of Buying a Condo When you buy a condo, it’s common to get an amenity-packed home at a lower price than a house in…
Buying 14 Things to Check on Your Final Walk-Through Your final walk-through ensures that the property you plan to buy meets your expectations before closing. You’ll go through every…
Buying What Happens If Your Appraisal Is Lower Than the Offer? When you enter into a purchase agreement on a home, your mortgage lender will hire a licensed appraiser to assess…
Buying How an Escalation Clause Can Enhance Your Offer When you find the perfect home, being outbid by another prospective buyer can cause frustration and disappointment. Multiple offers are…
Buying How Much House Can I Afford? A Step-By-Step Guide The simple way to determine how much house you can afford is to calculate your monthly household income and compare…
Buying What Every Buyer (and Seller) Should Know About Real Estate Purchase Agreements Every home sale requires a contract that explains all the details that are required to transfer ownership. That’s where a…
Finance What Is Private Mortgage Insurance (PMI)? Saving for a down payment can be one of the biggest barriers to homeownership, and lenders view borrowers who can…
Selling The Pros and Cons of a Cash Offer on Your House As a seller, you may wonder if a cash offer is automatically a better deal. The most significant advantage of…
Selling Real Estate Comps: Understanding the Value of Your Home As you navigate a real estate transaction, comparables – or comps – are one of the most important tools at…
Homeownership 7 Hidden Renovation Issues That Can Derail Your Budget One of the biggest advantages of owning a property is the ability to renovate it to your liking. Remodeling is…
Finance What Is a USDA Loan? Benefits, Requirements and More A USDA loan removes some of the most common barriers to homeownership, making it easier for borrowers in rural areas…
Finance What Is a Jumbo Loan? Jumbo loans, or non-confirming mortgages, are intended for buyers who want to finance a home that exceeds the lending limits…
Finance What Is a Good Debt-to-Income Ratio for a Mortgage? To get a home loan, borrowers must meet certain eligibility requirements that show lenders they can afford the property and…
Buying Home Inspection Costs, Inclusions and What You Need to Know A home inspection provides peace of mind that you aren’t walking into unforeseen repairs or structural issues when you purchase…
Selling Your Checklist for Selling a House: How to Prepare, Stage and Close Selling a home requires more work than sticking a “For Sale” sign in the front yard, and the right preparation…
Buying HOA Fees Explained: What Every Homebuyer Should Know When you buy a property governed by a homeowners association (HOA), you might gain access to amenities and conveniences that…
Finance What Is the VA Funding Fee? Cost and Exemptions Explained With the VA home loan program, qualifying military members can buy a home at a competitive rate with no down…
Selling How Much Does Home Staging Cost? The cost of staging a home is not a one-price-fits-all situation. It can range from a few hundred to several…
Finance 4 Proven Strategies to Pay Off Your Mortgage Faster The benefits of paying off your mortgage early include more financial freedom and eliminating significant debt. If you eliminate your…
Buying What Does a Real Estate Agent Do? 15 Benefits Explained Buying or selling a home is not just about finding the perfect place or getting the best price. Every real…
Finance HELOCs Explained: What Is a Home Equity Line of Credit? You can benefit from the equity in your home before your mortgage is paid off. With a home equity line…
Buying Real Estate Agent vs Broker vs Realtor: The Differences Explained While the roles of an agent, broker, and Realtor often intersect, there are distinct differences between all three in the…
Buying What Credit Score Do You Need to Buy a House? Lenders typically require a credit score of around 740 to offer you the best loan terms, but that doesn’t mean…
Buying Buyer’s Market vs Seller’s Market: How to Negotiate and Close the Deal Determining the right time to buy or sell a home – and the right way to negotiate – can be…